Get Cash Today. Repay as You Earn.

A merchant cash advance (MCA) from Solid Capital gives your business a lump sum of capital in exchange for a small percentage of your future sales. No fixed monthly payments. No collateral. Funding in as little as 24 hours.
Your Vision, Our CapitalWe offer flexible funding options, turning your vision into reality with strategic capital investments.

What is a Merchant Cash Advance?

A merchant cash advance is not a traditional loan, it's a purchase of your future revenue. You receive a lump sum upfront, and repayment is automatically deducted as a fixed percentage of your daily credit/ debit card sales. On slow days, you pay less. On busy days, you pay more.

How Our MCA Works

01

Apply online in 5 minutes

Tell us your average monthly sales.

02

Receive an offer within hours

Transparent factor rate, advance amount, and repayment terms.

03

Accept and receive funds directly to your bank account

Often the same day.

04

Repayment flows automatically as a percentage of daily sales

No chasing invoices or missed payments.

Merchant Cash Advance Details
Advance Amount
$5,000 – $500,000
Speed
As fast as 24 hours
Collateral
Not required
Credit
All credit considered, including challenged credit
Repayment
% of daily sales (typically 10–20%)
Term
Average 6–18 months (varies with sales volume)
Is A Merchant Cash Advance Right For You?
An MCA is ideal if you
Have strong daily/weekly credit card sales
Need fast capital without long approval wait times
Have been declined by a bank due to credit or time in business
Want flexible repayment tied to your actual revenue
Are in retail, food & beverage, service industries, or e-commerce
MCA vs. Traditional Bank Loan
FeaturesSolid Capital MCATraditional Bank Loan
Approval TimeAs fast as 24 hours2–8 weeks
Credit RequirementsAll credit considered700+ score typically required
CollateralNot requiredOften required
Repayment% of daily revenueFixed monthly payment
Application5 minutes onlineWeeks of documentation
Approval Rate89%~30–40% for SMEs

FAQ

Have Questions?
We Have Answers.

Curious about securing funding or a mortgage with Solid Capital? We've compiled answers to frequently asked questions to guide you.

View all faq

Ready to get the funding your business deserves?

Apply in 5 minutes and get a decision today.No obligations, no impact to your credit score to apply.

No obligation. No impact to your credit score to apply.

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