Solid Capital Blog

Insights, updates, and expert knowledge on business financing, private mortgages, and Canadian lending trends.

How to Prepare Your Bank Statements for a Business Loan in Canada (2026)

What alternative lenders actually review in your bank statements, how many months to submit, and the four-point checklist to prepare your file before applying.

James BennettJune 19, 2026

How to Prepare Your Bank Statements for a Business Loan Application in Canada (2026)

Most Canadian business owners hand over their bank statements without a second thought. Here's what lenders actually look for, and how to make sure your statements tell the right story.

James BennettJune 18, 2026

What to Do After Your Bank Declines Your Business Loan Application in Canada

A step-by-step guide for Canadian business owners who have been declined by their bank, covering what to do next, what documents to prepare, and which alternative financing product fits their situation.

James BennettJune 17, 2026

How to Prepare Your Bank Statements for a Business Loan Application in Canada (2026)

A step-by-step guide to preparing your bank statements for a Canadian business loan application, including what lenders look for and common mistakes to avoid.

James BennettJune 17, 2026

What to Do After a Bank Decline in Canada: Your Next Steps for Business Financing

A bank decline is not a verdict on your business. It is a verdict on how well your business fits one particular model. This guide walks through exactly what to do next, from pulling your credit report to matching your situation to the right alternative product.

James BennettJune 14, 2026

What Is a Factor Rate? How to Calculate the True Cost of a Merchant Cash Advance in Canada

Factor rates are not interest rates, and most business owners do not understand the difference until repayments start hitting their account. This guide explains how to calculate the true cost of an MCA and compare it honestly to other options.

James BennettJune 13, 2026

How to Get a Business Loan in Canada: Banks vs. Alternative Lenders

Banks and alternative lenders are looking at fundamentally different things when you apply for a business loan. This guide breaks down each model so you know what to prepare, where to apply, and what to expect.

James BennettJune 12, 2026

Private Mortgage Exit Strategy in Canada: How to Get Back to a Bank (2026)

A private mortgage is a short-term bridge. This guide covers the exact steps Canadian borrowers need to exit a private mortgage and qualify with a bank or B lender.

James BennettJune 11, 2026

What Is a Factor Rate? How to Calculate the True Cost of a Merchant Cash Advance

A factor rate determines the total cost of a merchant cash advance. This guide explains how to calculate your real repayment amount and compare it to a traditional business loan.

James BennettJune 10, 2026

Bridge Financing in Canada: How Short-Term Property Loans Work in 2026

Bridge financing fills the gap between buying a new property and selling your existing one. This guide explains how Canadian bridge loans work, what they cost, and when a private bridge lender is the right call.

James BennettJune 6, 2026

Bridge Financing in Canada: How Short-Term Property Loans Work in 2026

A plain-language guide to bridge financing in Canada: how short-term property loans bridge the gap between buying and selling, bank vs private lender options, costs, risks, and when a bridge loan makes sense.

James BennettJune 5, 2026

Invoice Factoring in Canada: How It Works and What It Costs in 2026

A plain-language guide to invoice factoring for Canadian businesses: how the four-step process works, typical fees, recourse vs non-recourse, and how factoring compares to a business line of credit.

James BennettJune 5, 2026

Made by Canadians, for Canadians

Canada’s trusted alternative lender since 2026

Solid Capital Blog

How to Prepare Your Bank Statements for a Business Loan in Canada (2026)

How to Prepare Your Bank Statements for a Business Loan Application in Canada (2026)

What to Do After Your Bank Declines Your Business Loan Application in Canada

How to Prepare Your Bank Statements for a Business Loan Application in Canada (2026)

What to Do After a Bank Decline in Canada: Your Next Steps for Business Financing

What Is a Factor Rate? How to Calculate the True Cost of a Merchant Cash Advance in Canada

How to Get a Business Loan in Canada: Banks vs. Alternative Lenders

Private Mortgage Exit Strategy in Canada: How to Get Back to a Bank (2026)

What Is a Factor Rate? How to Calculate the True Cost of a Merchant Cash Advance

Bridge Financing in Canada: How Short-Term Property Loans Work in 2026

Bridge Financing in Canada: How Short-Term Property Loans Work in 2026

Invoice Factoring in Canada: How It Works and What It Costs in 2026

Business Financing

Private Mortgages

Company