Solid Capital Blog

Insights, updates, and expert knowledge on business financing, private mortgages, and Canadian lending trends.

Working Capital Loan vs Line of Credit in Canada (2026)

A plain-language comparison of working capital loans and business lines of credit in Canada, covering cost, structure, and what lenders check before approving either.

James BennettSeptember 20, 2026

Bank Statements for a Business Loan in Canada (2026 Guide)

Canadian lenders read your business bank statements before anything else. Here is what they check, the six-point review to run yourself, and how to get a file application ready.

James BennettSeptember 19, 2026

Equipment Financing in Canada: Lease or Loan? (2026 Guide)

A plain-language guide to equipment financing in Canada: loan versus lease, the tax treatment, the five things lenders check, and where applications stall.

James BennettSeptember 18, 2026

Invoice Factoring in Canada: How It Works and Costs (2026)

Factoring turns unpaid invoices into cash in days. Here is how it works in Canada, what it really costs, and the paperwork that stalls most deals.

James BennettSeptember 17, 2026

Private Mortgage Exit Strategy in Canada: How to Get Out (2026)

Private mortgages are short-term bridges, not permanent financing. Here are the four ways Canadian borrowers exit one, and the 12-month plan that makes the refinance possible.

James BennettSeptember 16, 2026

How Much Can My Business Borrow in Canada? (2026 Guide)

Canadian lenders size business loan offers from deposits, time in business and existing debt. Here is what each product advances, and how to work out your own ceiling before you apply.

James BennettSeptember 15, 2026

Failed the Mortgage Stress Test in Canada? Your Options in 2026

Failing the stress test does not mean you cannot get a mortgage. How the minimum qualifying rate works in 2026, why Canadian files fail, and the five routes still open to you.

James BennettSeptember 14, 2026

Mortgage After Bankruptcy in Canada: How to Qualify (2026)

Bankruptcy doesn't end your mortgage options in Canada. Here's the real waiting period for each lender tier, how to rebuild your file, and where private lenders fit in 2026.

James BennettSeptember 13, 2026

Sole Proprietor Business Loans in Canada: How to Qualify (2026)

How Canadian sole proprietors qualify for business financing without incorporating: what lenders underwrite, the document pack, and a five-step path to approval.

James BennettSeptember 12, 2026

Franchise Financing in Canada: How to Get Funded in 2026

How Canadian franchisees actually get funded in 2026: the costs to cover, why banks decline new units, CSBFP limits for franchise fees, and a 5-step funding path.

James BennettSeptember 11, 2026

Contractor Business Loans in Canada: How Trades Get Funded (2026)

Why profitable Canadian contractors get declined by banks, which financing type fits each cash gap, and the four-document file that gets trades businesses approved fast.

James BennettSeptember 10, 2026

Spousal Buyout Mortgage in Canada: How to Keep the House (2026)

Keeping the house after a separation means paying out your ex and qualifying alone. Here is how a spousal buyout mortgage works in Canada, why banks decline it, and the three financing routes that work when they do.

James BennettSeptember 9, 2026

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