Fast Funding. Real Approvals.
Built for Canadian Business
Whether you need capital to grow your business or a mortgage solution that the banks won't touch, Solid Capital delivers. $5,000 to $5,000,000 in business funding. Private mortgages with LTV up to 85%. Approvals in as little as 24 hours.89% Approval Rate in 2025Funded in as Little as 24 HoursWe Accept Challenged CreditMade by Canadians, for CanadiansCanadian businesses and homeowners funded
What We Offer
Two Powerful Solutions.
One Trusted Canadian Lender.
Capital When You Need It Most
From merchant cash advances to term loans, we offer six flexible funding products for Canadian businesses. No lengthy bank processes. No rejection based on credit alone.
Mortgage Solutions Beyond the Big Banks
Private residential, commercial, HELOC, and second mortgages. Flexible underwriting. LTV up to 85%. If the banks said no, call us.
Choose Solid Capital
TESTIMONIALS
Real Canadians. Real Results.
“We needed $80,000 fast to cover payroll and a large equipment repair after our busiest season left us cash-short. Our bank wanted 6 weeks and a mountain of documents. Solid Capital had us funded in less than 48 hours. The process was smooth, the rep was straightforward, and there were no surprises in the terms. I’ll be back for our next round of financing.”
Marcus T
Owner, Commercial HVAC Company, Brampton, Ontario
Product
Merchant Cash Advance
Amount
$80,000
“I went through a rough patch personally a few years back that tanked my credit score. My business was doing well great revenue, good clients but every bank treated me like a liability. Solid Capital actually looked at my business, not just the number. They approved me for a term loan and the whole experience felt respectful and professional. This is how lending should work.”
Priya S
Owner, Digital Marketing Agency, Calgary, Alberta
Product
Term Loan
Amount
$35,000
“We had significant equity in our home but were locked into our first mortgage with a big penalty to break. Solid Capital arranged a second mortgage that let us access $120,000 in equity to fund a home renovation and consolidate some debt. The rates were clearly explained, the process was faster than I expected, & we never felt pressured. Our advisor genuinely understood our situation.”
Jennifer & David K.
Homeowners, Mississauga, Ontario
Product
Private Second Mortgage
Amount
$120,000
Everything You Need, All Under One Roof
Merchant Cash Advance
Repay as you earn. Perfect for revenue-generating businesses.
Term Loans
Predictable payments. Up to $5M. For growth, acquisition, or operations
Line of Credit
Draw when you need it. Only pay interest on what you use.
Equipment Financing
Fund the equipment that drives your revenue.
Invoice Factoring
Unlock cash tied up in your receivables. Get paid today.
Bad Credit Business Loans
We see more than your score. Apply with confidence.
Residential Mortgages
Private lending for properties the banks won’t touch
HELOCs
Access your home's equity on your terms.
Commercial Mortgages
Fund your commercial property with flexible private financing
Multifamily
Scale your real estate portfolio. We fund 2–20+ unit properties.
Land Loans
Purchase or develop land with private financing
2nd Mortgages
Access equity without disturbing your first mortgage.
FAQ
Have Questions?
We Have Answers.
Curious about securing funding or a mortgage with Solid Capital? We've compiled answers to frequently asked questions to guide you.
View all faqReady to Get Funded
Don't let cash flow slow your business down. Apply in 5 minutes. Get approved. Get funded.
No obligation. No impact to your credit score to apply.
